Side-by-side · Q2 2026 data
The Clay City Banking Co. vs Security Savings Bank
Metric by metric
| Measure | The Clay City Banking Co. | Security Savings Bank |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 52 | 80 (stronger) |
| Loan quality | 64 | 90 (stronger) |
| Earnings | 76 (stronger) | 58 |
| Funding & liquidity | 82 (stronger) | 79 |
| Problem-loan coverage | 85 | 97 (stronger) |
| Peer percentile | 37th | 77th |
| Total assets | $253.3M | $241.4M |
| Deposits / shares | $227.8M | $210.1M |
| Capital ratio | 10.24% | 12.97% (stronger) |
| Problem loans | 1.09% | 0.30% (stronger) |
| Net charge-offs | 0.10% | 0.01% (stronger) |
| Return on assets | 1.40% (stronger) | 0.96% |
| Loans ÷ deposits | 70.5% (stronger) | 71.6% |
| Uninsured deposits | 22.0% (stronger) | 23.4% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Security Savings Bank has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Clay City Banking Co. leads on 3 and Security Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.