Side-by-side · Q2 2026 data
The Clay City Banking Co. vs The First National Bank of Allendale
Metric by metric
| Measure | The Clay City Banking Co. | The First National Bank of Allendale |
|---|---|---|
| TellerScore | 68 | 69 (stronger) |
| Capital cushion | 52 (stronger) | 48 |
| Loan quality | 64 | 94 (stronger) |
| Earnings | 76 (stronger) | 64 |
| Funding & liquidity | 82 (stronger) | 54 |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 37th | 40th |
| Total assets | $253.3M | $421.2M |
| Deposits / shares | $227.8M | $369.1M |
| Capital ratio | 10.24% (stronger) | 9.80% |
| Problem loans | 1.09% | 0.17% (stronger) |
| Net charge-offs | 0.10% | 0.05% (stronger) |
| Return on assets | 1.40% (stronger) | 1.11% |
| Loans ÷ deposits | 70.5% (stronger) | 75.6% |
| Uninsured deposits | 22.0% (stronger) | 42.6% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Allendale has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Clay City Banking Co. leads on 4 and The First National Bank of Allendale on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.