Side-by-side · Q2 2026 data
The Community Bank vs Belmont Savings Bank
Metric by metric
| Measure | The Community Bank | Belmont Savings Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 65 |
| Capital cushion | 56 | 86 (stronger) |
| Loan quality | 92 (stronger) | 44 |
| Earnings | 66 (stronger) | 35 |
| Funding & liquidity | 76 | 86 (stronger) |
| Problem-loan coverage | 97 (stronger) | 82 |
| Peer percentile | 57th | 29th |
| Total assets | $680.1M | $612.9M |
| Deposits / shares | $599.5M | $496.7M |
| Capital ratio | 10.58% | 13.63% (stronger) |
| Problem loans | 0.23% (stronger) | 1.67% |
| Net charge-offs | 0.08% | 0.02% (stronger) |
| Return on assets | 1.16% (stronger) | 0.36% |
| Loans ÷ deposits | 79.3% | 74.6% (stronger) |
| Uninsured deposits | 19.6% | 8.1% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | — |
The Community Bank has the higher TellerScore (74 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The Community Bank leads on 3 and Belmont Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.