Side-by-side · Q2 2026 data
The Community Bank vs Champion Federal Credit Union
Metric by metric
| Measure | The Community Bank | Champion Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 55 |
| Capital cushion | 56 | 66 (stronger) |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 66 (stronger) | 63 |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 79 |
| Peer percentile | 57th | 15th |
| Total assets | $680.1M | $7.8M |
| Deposits / shares | $599.5M | $6.9M |
| Capital ratio | 10.58% | 11.56% (stronger) |
| Problem loans | 0.23% (stronger) | 3.79% |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.16% (stronger) | 1.07% |
| Loans ÷ deposits | 79.3% | 36.6% (stronger) |
| Uninsured deposits | 19.6% | 0.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | — |
The Community Bank has the higher TellerScore (74 vs 55). On the 7 directional measures above (where higher or lower is clearly better), The Community Bank leads on 3 and Champion Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.