Side-by-side · Q2 2026 data
The Community Bank vs Community Savings
Metric by metric
| Measure | The Community Bank | Community Savings |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 56 | 74 (stronger) |
| Loan quality | 92 (stronger) | 71 |
| Earnings | 66 | 74 (stronger) |
| Funding & liquidity | 76 (stronger) | 40 |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 57th | 43rd |
| Total assets | $680.1M | $284.7M |
| Deposits / shares | $599.5M | $219.8M |
| Capital ratio | 10.58% | 12.43% (stronger) |
| Problem loans | 0.23% (stronger) | 0.88% |
| Net charge-offs | 0.08% (stronger) | 0.12% |
| Return on assets | 1.16% | 1.35% (stronger) |
| Loans ÷ deposits | 79.3% (stronger) | 110.1% |
| Uninsured deposits | 19.6% (stronger) | 24.4% |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | — |
The Community Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Community Bank leads on 5 and Community Savings on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.