Side-by-side · Q2 2026 data
The Community Bank vs First Federal Savings and Loan Association of Lorain
Bank
First Federal Savings and Loan Association of Lorain
Lorain, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Community Bank | First Federal Savings and Loan Association of Lorain |
|---|---|---|
| TellerScore | 74 (stronger) | 60 |
| Capital cushion | 56 (stronger) | 54 |
| Loan quality | 92 (stronger) | 86 |
| Earnings | 66 (stronger) | 23 |
| Funding & liquidity | 76 (stronger) | 58 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 57th | 19th |
| Total assets | $680.1M | $573.8M |
| Deposits / shares | $599.5M | $499.8M |
| Capital ratio | 10.58% (stronger) | 10.36% |
| Problem loans | 0.23% (stronger) | 0.41% |
| Net charge-offs | 0.08% | -0.05% (stronger) |
| Return on assets | 1.16% (stronger) | 0.08% |
| Loans ÷ deposits | 79.3% (stronger) | 93.9% |
| Uninsured deposits | 19.6% (stronger) | 22.8% |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | — |
The Community Bank has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Community Bank leads on 6 and First Federal Savings and Loan Association of Lorain on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.