Side-by-side · Q2 2026 data
The Community Bank vs The Andover Bank
Metric by metric
| Measure | The Community Bank | The Andover Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 56 (stronger) | 46 |
| Loan quality | 92 (stronger) | 91 |
| Earnings | 66 (stronger) | 52 |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 57th | 50th |
| Total assets | $680.1M | $595.1M |
| Deposits / shares | $599.5M | $553.1M |
| Capital ratio | 10.58% (stronger) | 9.63% |
| Problem loans | 0.23% (stronger) | 0.26% |
| Net charge-offs | 0.08% | 0.02% (stronger) |
| Return on assets | 1.16% (stronger) | 0.79% |
| Loans ÷ deposits | 79.3% | 50.6% (stronger) |
| Uninsured deposits | 19.6% | 13.2% (stronger) |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 19.0% |
The Community Bank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), The Community Bank leads on 4 and The Andover Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.