Side-by-side · Q2 2026 data
The Corn City State Bank vs Usx Federal Credit Union
Metric by metric
| Measure | The Corn City State Bank | Usx Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 58 | 75 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 77 (stronger) | 37 |
| Funding & liquidity | 59 | 96 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 68th | 74th |
| Total assets | $104.5M | $258.1M |
| Deposits / shares | $90.7M | $225.9M |
| Capital ratio | 10.82% | 12.54% (stronger) |
| Problem loans | 0.01% (stronger) | 0.18% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 1.42% (stronger) | 0.43% |
| Loans ÷ deposits | 80.3% | 63.8% (stronger) |
| Uninsured deposits | 33.5% | 2.9% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.4% |
Usx Federal Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Corn City State Bank leads on 3 and Usx Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.