Side-by-side · Q2 2026 data
The Corner Stone Bank vs Sterling Bank
Metric by metric
| Measure | The Corner Stone Bank | Sterling Bank |
|---|---|---|
| TellerScore | 67 | 78 (stronger) |
| Capital cushion | 72 (stronger) | 61 |
| Loan quality | 43 | 88 (stronger) |
| Earnings | 81 | 85 (stronger) |
| Funding & liquidity | 69 | 77 (stronger) |
| Problem-loan coverage | 79 | 96 (stronger) |
| Peer percentile | 34th | 86th |
| Total assets | $211.4M | $1.6B |
| Deposits / shares | $183.4M | $1.4B |
| Capital ratio | 12.18% (stronger) | 11.14% |
| Problem loans | 1.72% | 0.35% (stronger) |
| Net charge-offs | 0.88% | 0.02% (stronger) |
| Return on assets | 1.53% | 1.63% (stronger) |
| Loans ÷ deposits | 91.3% | 77.2% (stronger) |
| Uninsured deposits | 7.8% (stronger) | 21.0% |
| Offices | 5 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
Sterling Bank has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Corner Stone Bank leads on 2 and Sterling Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.