Side-by-side · Q2 2026 data
The Dart Bank vs First State Bank
Metric by metric
| Measure | The Dart Bank | First State Bank |
|---|---|---|
| TellerScore | 46 | 63 (stronger) |
| Capital cushion | 36 | 50 (stronger) |
| Loan quality | 42 | 73 (stronger) |
| Earnings | 59 | 69 (stronger) |
| Funding & liquidity | 41 | 50 (stronger) |
| Problem-loan coverage | 68 | 88 (stronger) |
| Peer percentile | 5th | 30th |
| Total assets | $1.5B | $1.3B |
| Deposits / shares | $1.3B | $1.2B |
| Capital ratio | 8.65% | 10.01% (stronger) |
| Problem loans | 1.75% | 0.81% (stronger) |
| Net charge-offs | 0.07% (stronger) | 0.13% |
| Return on assets | 0.97% | 1.24% (stronger) |
| Loans ÷ deposits | 91.0% | 85.8% (stronger) |
| Uninsured deposits | 40.5% | 36.8% (stronger) |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.6% |
First State Bank has the higher TellerScore (63 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The Dart Bank leads on 1 and First State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.