Side-by-side · Q2 2026 data
The Dart Bank vs Macatawa Bank, National Association
Metric by metric
| Measure | The Dart Bank | Macatawa Bank, National Association |
|---|---|---|
| TellerScore | 46 | 76 (stronger) |
| Capital cushion | 36 | 57 (stronger) |
| Loan quality | 42 | 97 (stronger) |
| Earnings | 59 | 91 (stronger) |
| Funding & liquidity | 41 | 45 (stronger) |
| Problem-loan coverage | 68 | 99 (stronger) |
| Peer percentile | 5th | 80th |
| Total assets | $1.5B | $3.7B |
| Deposits / shares | $1.3B | $3.1B |
| Capital ratio | 8.65% | 10.74% (stronger) |
| Problem loans | 1.75% | 0.08% (stronger) |
| Net charge-offs | 0.07% | 0.04% (stronger) |
| Return on assets | 0.97% | 1.77% (stronger) |
| Loans ÷ deposits | 91.0% (stronger) | 91.2% |
| Uninsured deposits | 40.5% | 37.3% (stronger) |
| Offices | 4 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.5% |
Macatawa Bank, National Association has the higher TellerScore (76 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The Dart Bank leads on 1 and Macatawa Bank, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.