Side-by-side · Q2 2026 data
The Delaware National Bank of Delhi vs Seneca Savings Bank, National Association
Bank
Seneca Savings Bank, National Association
Baldwinsville, New York · $100 million – $1 billion
Metric by metric
| Measure | The Delaware National Bank of Delhi | Seneca Savings Bank, National Association |
|---|---|---|
| TellerScore | 63 (stronger) | 51 |
| Capital cushion | 46 | 48 (stronger) |
| Loan quality | 80 (stronger) | 63 |
| Earnings | 52 (stronger) | 28 |
| Funding & liquidity | 64 (stronger) | 46 |
| Problem-loan coverage | 90 (stronger) | 82 |
| Peer percentile | 24th | 8th |
| Total assets | $384.1M | $312.5M |
| Deposits / shares | $348.6M | $246.6M |
| Capital ratio | 9.61% | 9.84% (stronger) |
| Problem loans | 0.60% (stronger) | 1.12% |
| Net charge-offs | -0.00% (stronger) | 0.14% |
| Return on assets | 0.80% (stronger) | 0.19% |
| Loans ÷ deposits | 76.4% (stronger) | 96.0% |
| Uninsured deposits | 32.3% | 31.0% (stronger) |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.7% |
The Delaware National Bank of Delhi has the higher TellerScore (63 vs 51). On the 7 directional measures above (where higher or lower is clearly better), The Delaware National Bank of Delhi leads on 5 and Seneca Savings Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.