Side-by-side · Q2 2026 data
The Dickinson County Bank vs The Farmers State Bank
Metric by metric
| Measure | The Dickinson County Bank | The Farmers State Bank |
|---|---|---|
| TellerScore | 73 | 75 (stronger) |
| Capital cushion | 87 (stronger) | 52 |
| Loan quality | 30 | 78 (stronger) |
| Earnings | 92 (stronger) | 81 |
| Funding & liquidity | 87 | 96 (stronger) |
| Problem-loan coverage | 79 | 93 (stronger) |
| Peer percentile | 48th | 54th |
| Total assets | $23.4M | $26.6M |
| Deposits / shares | $19.4M | $21.2M |
| Capital ratio | 13.71% (stronger) | 10.20% |
| Problem loans | 2.09% | 0.66% (stronger) |
| Net charge-offs | -0.17% (stronger) | 0.09% |
| Return on assets | 1.81% (stronger) | 1.52% |
| Loans ÷ deposits | 73.7% | 64.7% (stronger) |
| Uninsured deposits | 6.0% | 5.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Dickinson County Bank leads on 3 and The Farmers State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.