Side-by-side · Q2 2026 data
The Dime Bank vs Citizens Savings Bank
Metric by metric
| Measure | The Dime Bank | Citizens Savings Bank |
|---|---|---|
| TellerScore | 70 | 78 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 57 | 91 (stronger) |
| Earnings | 89 (stronger) | 30 |
| Funding & liquidity | 61 | 62 (stronger) |
| Problem-loan coverage | 84 | 97 (stronger) |
| Peer percentile | 58th | 72nd |
| Total assets | $1.2B | $359.0M |
| Deposits / shares | $1.0B | $304.0M |
| Capital ratio | 11.74% | 15.12% (stronger) |
| Problem loans | 1.30% | 0.27% (stronger) |
| Net charge-offs | 0.23% | 0.00% (stronger) |
| Return on assets | 1.71% (stronger) | 0.24% |
| Loans ÷ deposits | 84.9% (stronger) | 98.1% |
| Uninsured deposits | 27.5% | 6.7% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | 6.0% |
Citizens Savings Bank has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Dime Bank leads on 2 and Citizens Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Honesdale, PA
- Scranton, PA