Side-by-side · Q2 2026 data
The Dime Bank vs Cmc-Fcpi Employees Federal Credit Union
Credit union
Cmc-Fcpi Employees Federal Credit Union
Scranton, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | The Dime Bank | Cmc-Fcpi Employees Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 67 | 67 |
| Loan quality | 57 | 85 (stronger) |
| Earnings | 89 (stronger) | 46 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 84 | 96 (stronger) |
| Peer percentile | 58th | 52nd |
| Total assets | $1.2B | $10.8M |
| Deposits / shares | $1.0B | $9.5M |
| Capital ratio | 11.74% (stronger) | 11.72% |
| Problem loans | 1.30% | 0.44% (stronger) |
| Net charge-offs | 0.23% (stronger) | 0.39% |
| Return on assets | 1.71% (stronger) | 0.64% |
| Loans ÷ deposits | 84.9% | 59.6% (stronger) |
| Uninsured deposits | 27.5% | 0.0% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.3% | — |
Cmc-Fcpi Employees Federal Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The Dime Bank leads on 3 and Cmc-Fcpi Employees Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.