Side-by-side · Q2 2026 data
The Donley County State Bank vs The Bank of San Jacinto County, Coldspring, Texas
Bank
The Bank of San Jacinto County, Coldspring, Texas
Coldspring, Texas · Under $100 million in assets
Metric by metric
| Measure | The Donley County State Bank | The Bank of San Jacinto County, Coldspring, Texas |
|---|---|---|
| TellerScore | 66 | 97 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 8 | 100 (stronger) |
| Earnings | 55 | 85 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 28th | 98th |
| Total assets | $49.7M | $42.0M |
| Deposits / shares | $39.1M | $35.3M |
| Capital ratio | 20.86% (stronger) | 17.77% |
| Problem loans | 2.77% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.87% | 1.61% (stronger) |
| Loans ÷ deposits | 17.8% (stronger) | 34.5% |
| Uninsured deposits | 22.0% | 10.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of San Jacinto County, Coldspring, Texas has the higher TellerScore (97 vs 66). On the 6 directional measures above (where higher or lower is clearly better), The Donley County State Bank leads on 2 and The Bank of San Jacinto County, Coldspring, Texas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.