Side-by-side · Q2 2026 data
The Evangeline Bank and Trust Company vs G. C. A. Federal Credit Union
Credit union
G. C. A. Federal Credit Union
Lake Charles, Louisiana · Under $100 million in assets
Metric by metric
| Measure | The Evangeline Bank and Trust Company | G. C. A. Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 56 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 59 (stronger) | 7 |
| Earnings | 92 (stronger) | 0 |
| Funding & liquidity | 48 | 100 (stronger) |
| Problem-loan coverage | 86 | 96 (stronger) |
| Peer percentile | 83rd | 16th |
| Total assets | $1.1B | $4.0M |
| Deposits / shares | $890.6M | $2.8M |
| Capital ratio | 14.22% | 30.06% (stronger) |
| Problem loans | 1.24% (stronger) | 2.78% |
| Net charge-offs | 0.06% (stronger) | 0.50% |
| Return on assets | 1.79% (stronger) | -1.01% |
| Loans ÷ deposits | 103.0% | 31.0% (stronger) |
| Uninsured deposits | 23.7% | 0.2% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.5% | — |
The Evangeline Bank and Trust Company has the higher TellerScore (77 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The Evangeline Bank and Trust Company leads on 4 and G. C. A. Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.