Side-by-side · Q2 2026 data
The Fahey Banking Company vs The First Citizens National Bank of Upper Sandusky
Bank
The First Citizens National Bank of Upper Sandusky
Upper Sandusky, Ohio · $100 million – $1 billion
Metric by metric
| Measure | The Fahey Banking Company | The First Citizens National Bank of Upper Sandusky |
|---|---|---|
| TellerScore | 63 | 78 (stronger) |
| Capital cushion | 100 (stronger) | 76 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 95 (stronger) | 39 |
| Funding & liquidity | 52 | 85 (stronger) |
| Problem-loan coverage | 62 | 100 (stronger) |
| Peer percentile | 24th | 72nd |
| Total assets | $384.7M | $389.9M |
| Deposits / shares | $305.9M | $327.1M |
| Capital ratio | 16.11% (stronger) | 12.59% |
| Problem loans | 3.83% | 0.01% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.86% (stronger) | 0.48% |
| Loans ÷ deposits | 100.3% | 74.2% (stronger) |
| Uninsured deposits | 21.6% | 15.8% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Citizens National Bank of Upper Sandusky has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Fahey Banking Company leads on 2 and The First Citizens National Bank of Upper Sandusky on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.