TellerScore

Headquartered in Marion, Ohio, The Fahey Banking Company is a state-chartered bank with $384.7M in total assets and $305.9M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1865.

Based on its Q2 2026 filing, The Fahey Banking Company scores 63/100, which we describe as moderate. That is higher than only 24% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 115th. Its strongest component is capital cushion (100/100; 16.11%), and its lowest is loan quality (0/100; 3.83%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 16.11%
Loan quality0/100
Noncurrent loans ÷ total loans: 3.83%
Earnings95/100
Return on assets (annualized): 1.86%
Funding & liquidity52/100
Loans ÷ deposits and uninsured-deposit share: 100.3% · 21.6% uninsured
Problem-loan coverage62/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 18.85%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (60 → 63), mostly because the earnings component improved by 18 points.

TellerScore
597081Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202477
Q4 202481
Q1 202566
Q2 202560
Q3 202559
Q4 202559
Q1 202668
Q2 202663
Tier 1 leverage ratio
5.00%11.08%17.16%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202417.16%
Q3 202416.68%
Q4 202416.67%
Q1 202516.10%
Q2 202516.21%
Q3 202516.17%
Q4 202515.85%
Q1 202615.78%
Q2 202616.11%
Noncurrent loans
0.33%2.50%4.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.56%
Q3 20240.69%
Q4 20240.33%
Q1 20252.08%
Q2 20253.27%
Q3 20254.67%
Q4 20253.89%
Q1 20262.69%
Q2 20263.83%
Return on assets
0.81%1.65%2.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.81%
Q3 20240.94%
Q4 20240.98%
Q1 20251.15%
Q2 20251.44%
Q3 20251.36%
Q4 20251.25%
Q1 20262.50%
Q2 20261.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$384.7M16.11%3.83%1.86%100.3%
Q1 202668$384.2M15.78%2.69%2.50%96.6%
Q4 202559$383.7M15.85%3.89%1.25%93.6%
Q3 202559$357.7M16.17%4.67%1.36%92.4%
Q2 202560$355.6M16.21%3.27%1.44%90.8%
Q1 202566$362.0M16.10%2.08%1.15%89.7%
Q4 202481$341.3M16.67%0.33%0.98%92.8%
Q3 202477$337.4M16.68%0.69%0.94%91.6%
Q2 202478$318.9M17.16%0.56%0.81%90.5%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.11%
91st
Total risk-based capital0.00%
24th
Problem loans3.83%
4th
Net charge-offs0.00%
60th
Return on assets1.86%
83rd
Net interest margin4.67%
85th
Efficiency ratio51.3%
80th
Loans to deposits100.3%
10th
Uninsured deposits21.6%
58th
Loan-loss reserves1.21%
52nd
Texas ratio18.8%
7th

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
The Home Loan Savings BankBank Coshocton, OH77 out of 100, Strong$386.7M11.7%0.58%vs
The First Citizens National Bank of Upper SanduskyBank Upper Sandusky, OH78 out of 100, Strong$389.9M12.6%0.01%vs
First Federal Community Bank of BucyrusBank Bucyrus, OH62 out of 100, Moderate$373.8M8.1%0.16%vs
GreenWay BankBank Van Wert, OH59 out of 100, Moderate$402.3M8.5%0.20%vs
Farmers & Merchants BankBank Miamisburg, OH74 out of 100, Strong$359.4M12.2%1.04%vs
The Hocking Valley BankBank Athens, OH77 out of 100, Strong$354.0M11.4%0.54%vs

Deposit insurance

Is my money safe at The Fahey Banking Company?

Yes. The Fahey Banking Company is an FDIC-insured institution (FDIC certificate #2068). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.6% of deposits ($66.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

The Fahey Banking Company lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
The Fahey Banking Company
Type
State-chartered bank
FDIC certificate #
2068
RSSD ID
520423
Primary regulator
FDIC
Established
May 1, 1865
Headquarters
127 N Main St, Marion, OH 43302
Employees
46

Quick answers

The Fahey Banking Company: common questions

Is The Fahey Banking Company FDIC insured?

Yes. The Fahey Banking Company is an FDIC-insured institution (FDIC certificate #2068). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Fahey Banking Company's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Fahey Banking Company ever failed?

There is no failure record for FDIC certificate #2068 in the FDIC failed bank list.

How many branches does The Fahey Banking Company have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Marion

InstitutionScoreAssetsCapitalProblem loansCompare
C E S Credit UnionCredit union Mount Vernon, OH91 out of 100, Very strong$244.3M13.1%0.16%vs
Fidelity Federal Savings and Loan Association of DelawareBank Delaware, OH82 out of 100, Strong$131.6M17.0%0.04%vs
The Mt. Victory State BankBank Mount Victory, OH80 out of 100, Strong$23.4M10.4%0.00%vs
The First Citizens National Bank of Upper SanduskyBank Upper Sandusky, OH78 out of 100, Strong$389.9M12.6%0.01%vs
Pillar Credit UnionCredit union Marion, OH76 out of 100, Strong$134.8M11.6%0.60%vs
First Federal Bank of OhioBank Galion, OH75 out of 100, Strong$282.9M13.7%0.93%vs