Side-by-side · Q2 2026 data
The Family Credit Union vs 1st Gateway Credit Union
Metric by metric
| Measure | The Family Credit Union | 1st Gateway Credit Union |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 90 | 91 (stronger) |
| Loan quality | 63 | 88 (stronger) |
| Earnings | 41 | 54 (stronger) |
| Funding & liquidity | 99 (stronger) | 72 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 66th | 78th |
| Total assets | $253.3M | $170.9M |
| Deposits / shares | $216.0M | $146.9M |
| Capital ratio | 13.99% | 14.08% (stronger) |
| Problem loans | 1.10% | 0.35% (stronger) |
| Net charge-offs | 0.99% | 0.24% (stronger) |
| Return on assets | 0.52% | 0.84% (stronger) |
| Loans ÷ deposits | 61.5% (stronger) | 88.3% |
| Uninsured deposits | 5.5% | 3.1% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Gateway Credit Union has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Family Credit Union leads on 1 and 1st Gateway Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.