Side-by-side · Q2 2026 data
The Family Credit Union vs Citizens Community Credit Union
Metric by metric
| Measure | The Family Credit Union | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 75 | 88 (stronger) |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 63 | 76 (stronger) |
| Earnings | 41 | 87 (stronger) |
| Funding & liquidity | 99 (stronger) | 79 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 66th | 92nd |
| Total assets | $253.3M | $253.6M |
| Deposits / shares | $216.0M | $201.9M |
| Capital ratio | 13.99% | 19.14% (stronger) |
| Problem loans | 1.10% | 0.73% (stronger) |
| Net charge-offs | 0.99% | 0.76% (stronger) |
| Return on assets | 0.52% | 1.69% (stronger) |
| Loans ÷ deposits | 61.5% (stronger) | 81.1% |
| Uninsured deposits | 5.5% | 5.0% (stronger) |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Family Credit Union leads on 1 and Citizens Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.