Side-by-side · Q2 2026 data
The Farmers and Merchants State Bank vs Campbell County Bank, Inc.
Metric by metric
| Measure | The Farmers and Merchants State Bank | Campbell County Bank, Inc. |
|---|---|---|
| TellerScore | 83 (stronger) | 82 |
| Capital cushion | 69 | 79 (stronger) |
| Loan quality | 97 (stronger) | 81 |
| Earnings | 70 | 100 (stronger) |
| Funding & liquidity | 92 (stronger) | 58 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 73rd | 82nd |
| Total assets | $36.0M | $240.7M |
| Deposits / shares | $32.4M | $195.9M |
| Capital ratio | 11.89% | 12.93% (stronger) |
| Problem loans | 0.08% (stronger) | 0.58% |
| Net charge-offs | -0.02% (stronger) | -0.01% |
| Return on assets | 1.25% | 2.19% (stronger) |
| Loans ÷ deposits | 41.0% (stronger) | 101.2% |
| Uninsured deposits | 22.8% | 15.8% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers and Merchants State Bank has the higher TellerScore (83 vs 82). On the 7 directional measures above (where higher or lower is clearly better), The Farmers and Merchants State Bank leads on 4 and Campbell County Bank, Inc. on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.