Side-by-side · Q2 2026 data
The Farmers Bank vs Macon Bank and Trust Company
Metric by metric
| Measure | The Farmers Bank | Macon Bank and Trust Company |
|---|---|---|
| TellerScore | 89 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 82 | 97 (stronger) |
| Earnings | 87 (stronger) | 65 |
| Funding & liquidity | 74 | 74 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 94th | 53rd |
| Total assets | $942.8M | $820.5M |
| Deposits / shares | $800.0M | $751.5M |
| Capital ratio | 15.09% (stronger) | 9.91% |
| Problem loans | 0.53% | 0.08% (stronger) |
| Net charge-offs | 0.10% | 0.02% (stronger) |
| Return on assets | 1.67% (stronger) | 1.13% |
| Loans ÷ deposits | 77.6% | 67.8% (stronger) |
| Uninsured deposits | 22.6% (stronger) | 31.4% |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
The Farmers Bank has the higher TellerScore (89 vs 73). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 4 and Macon Bank and Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Westmoreland, TN