Side-by-side · Q2 2026 data
The Farmers Bank vs Parthenon Federal Credit Union
Credit union
Parthenon Federal Credit Union
Nashville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | The Farmers Bank | Parthenon Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 42 |
| Capital cushion | 100 | 100 |
| Loan quality | 82 (stronger) | 0 |
| Earnings | 87 (stronger) | 0 |
| Funding & liquidity | 74 (stronger) | 64 |
| Problem-loan coverage | 95 (stronger) | 23 |
| Peer percentile | 94th | 4th |
| Total assets | $942.8M | $17.1M |
| Deposits / shares | $800.0M | $14.2M |
| Capital ratio | 15.09% | 16.12% (stronger) |
| Problem loans | 0.53% (stronger) | 6.04% |
| Net charge-offs | 0.10% (stronger) | 4.01% |
| Return on assets | 1.67% (stronger) | -3.01% |
| Loans ÷ deposits | 77.6% (stronger) | 96.7% |
| Uninsured deposits | 22.6% | 8.9% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
The Farmers Bank has the higher TellerScore (89 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 5 and Parthenon Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.