Side-by-side · Q2 2026 data
The Farmers Bank vs US Community Credit Union
Metric by metric
| Measure | The Farmers Bank | US Community Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 82 (stronger) | 77 |
| Earnings | 87 (stronger) | 52 |
| Funding & liquidity | 74 | 81 (stronger) |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 94th | 54th |
| Total assets | $942.8M | $345.7M |
| Deposits / shares | $800.0M | $301.2M |
| Capital ratio | 15.09% (stronger) | 11.52% |
| Problem loans | 0.53% (stronger) | 0.70% |
| Net charge-offs | 0.10% (stronger) | 0.57% |
| Return on assets | 1.67% (stronger) | 0.79% |
| Loans ÷ deposits | 77.6% (stronger) | 78.9% |
| Uninsured deposits | 22.6% | 7.2% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
The Farmers Bank has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 6 and US Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.