Side-by-side · Q2 2026 data
The Farmers Bank vs Planters and Citizens Bank
Metric by metric
| Measure | The Farmers Bank | Planters and Citizens Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 71 |
| Capital cushion | 62 (stronger) | 55 |
| Loan quality | 98 | 98 |
| Earnings | 62 (stronger) | 46 |
| Funding & liquidity | 77 (stronger) | 70 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 68th | 47th |
| Total assets | $148.3M | $139.2M |
| Deposits / shares | $132.3M | $117.3M |
| Capital ratio | 11.21% (stronger) | 10.54% |
| Problem loans | 0.05% (stronger) | 0.06% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.04% (stronger) | 0.66% |
| Loans ÷ deposits | 71.8% (stronger) | 75.3% |
| Uninsured deposits | 25.3% (stronger) | 28.5% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers Bank has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank leads on 7 and Planters and Citizens Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.