Side-by-side · Q2 2026 data
The Farmers Bank of Appomattox vs First Sentinel Bank
Metric by metric
| Measure | The Farmers Bank of Appomattox | First Sentinel Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 76 (stronger) | 50 |
| Loan quality | 80 | 96 (stronger) |
| Earnings | 59 (stronger) | 54 |
| Funding & liquidity | 78 (stronger) | 49 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 64th | 34th |
| Total assets | $374.6M | $398.0M |
| Deposits / shares | $313.6M | $348.5M |
| Capital ratio | 12.58% (stronger) | 10.02% |
| Problem loans | 0.59% | 0.11% (stronger) |
| Net charge-offs | 0.53% | 0.33% (stronger) |
| Return on assets | 0.98% (stronger) | 0.85% |
| Loans ÷ deposits | 82.4% (stronger) | 96.0% |
| Uninsured deposits | 8.9% (stronger) | 28.5% |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.7% |
The Farmers Bank of Appomattox has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank of Appomattox leads on 5 and First Sentinel Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.