Side-by-side · Q2 2026 data
The Farmers Bank of Appomattox vs Lee Bank and Trust Company
Metric by metric
| Measure | The Farmers Bank of Appomattox | Lee Bank and Trust Company |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 76 | 91 (stronger) |
| Loan quality | 80 (stronger) | 54 |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 78 | 84 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 64th | 82nd |
| Total assets | $374.6M | $257.3M |
| Deposits / shares | $313.6M | $218.3M |
| Capital ratio | 12.58% | 14.11% (stronger) |
| Problem loans | 0.59% (stronger) | 1.37% |
| Net charge-offs | 0.53% | 0.03% (stronger) |
| Return on assets | 0.98% | 3.40% (stronger) |
| Loans ÷ deposits | 82.4% | 58.2% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 29.6% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.5% |
Lee Bank and Trust Company has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank of Appomattox leads on 2 and Lee Bank and Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.