Side-by-side · Q2 2026 data
The Farmers Bank of Appomattox vs New Horizon Bank, National Association
Metric by metric
| Measure | The Farmers Bank of Appomattox | New Horizon Bank, National Association |
|---|---|---|
| TellerScore | 76 (stronger) | 60 |
| Capital cushion | 76 (stronger) | 58 |
| Loan quality | 80 | 95 (stronger) |
| Earnings | 59 (stronger) | 4 |
| Funding & liquidity | 78 (stronger) | 52 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 64th | 19th |
| Total assets | $374.6M | $359.3M |
| Deposits / shares | $313.6M | $286.4M |
| Capital ratio | 12.58% (stronger) | 10.81% |
| Problem loans | 0.59% | 0.15% (stronger) |
| Net charge-offs | 0.53% | 0.27% (stronger) |
| Return on assets | 0.98% (stronger) | -0.39% |
| Loans ÷ deposits | 82.4% | 64.2% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 55.2% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers Bank of Appomattox has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank of Appomattox leads on 4 and New Horizon Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.