Side-by-side · Q2 2026 data
The Farmers Bank of Appomattox vs Yogaville Federal Credit Union
Credit union
Yogaville Federal Credit Union
Buckingham, Virginia · Under $100 million in assets
Metric by metric
| Measure | The Farmers Bank of Appomattox | Yogaville Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 80 (stronger) | 49 |
| Earnings | 59 (stronger) | 42 |
| Funding & liquidity | 78 (stronger) | 43 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 64th | 34th |
| Total assets | $374.6M | $3.9M |
| Deposits / shares | $313.6M | $2.6M |
| Capital ratio | 12.58% | 32.34% (stronger) |
| Problem loans | 0.59% (stronger) | 1.54% |
| Net charge-offs | 0.53% | 0.00% (stronger) |
| Return on assets | 0.98% (stronger) | 0.55% |
| Loans ÷ deposits | 82.4% (stronger) | 83.7% |
| Uninsured deposits | 8.9% (stronger) | 45.3% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers Bank of Appomattox has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The Farmers Bank of Appomattox leads on 5 and Yogaville Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.