Side-by-side · Q2 2026 data
The Farmers National Bank of Canfield vs Pennstar Federal Credit Union
Credit union
Pennstar Federal Credit Union
Hermitage, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | The Farmers National Bank of Canfield | Pennstar Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 81 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 69 (stronger) | 66 |
| Earnings | 72 (stronger) | 47 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 30th | 68th |
| Total assets | $7.2B | $58.7M |
| Deposits / shares | $5.9B | $49.3M |
| Capital ratio | 9.55% | 15.59% (stronger) |
| Problem loans | 0.93% (stronger) | 1.01% |
| Net charge-offs | 0.19% (stronger) | 0.39% |
| Return on assets | 1.29% (stronger) | 0.67% |
| Loans ÷ deposits | 80.5% | 36.4% (stronger) |
| Uninsured deposits | 34.7% | 1.1% (stronger) |
| Offices | 80 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | — |
Pennstar Federal Credit Union has the higher TellerScore (81 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The Farmers National Bank of Canfield leads on 3 and Pennstar Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.