TellerScore

Headquartered in Canfield, Ohio, The Farmers National Bank of Canfield is a national bank with $7.2B in total assets and $5.9B in deposits as of Q2 2026. It operates 83 offices across 2 states. Its charter dates back to 1887.

The Farmers National Bank of Canfield has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 897 banks with $1 billion – $10 billion. Among 157 banks headquartered in Ohio, it ranks 114th. Problem-loan coverage contributes the most (90/100, 5.1%); capital cushion contributes the least (46/100, 9.55%).

TellerScore · Q2 2026

Scorecard

Capital cushion46/100
Tier 1 leverage ratio: 9.55%
Loan quality69/100
Noncurrent loans ÷ total loans: 0.93%
Earnings72/100
Return on assets (annualized): 1.29%
Funding & liquidity58/100
Loans ÷ deposits and uninsured-deposit share: 80.5% · 34.7% uninsured
Problem-loan coverage90/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.12%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 63).

TellerScore
596366Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202460
Q4 202460
Q1 202563
Q2 202562
Q3 202559
Q4 202563
Q1 202666
Q2 202663
Tier 1 leverage ratio
5.00%8.36%11.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.40%
Q3 20248.26%
Q4 20248.55%
Q1 20258.85%
Q2 20259.12%
Q3 20259.12%
Q4 20259.42%
Q1 202611.73%
Q2 20269.55%
Noncurrent loans
0.40%0.82%1.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.40%
Q3 20240.58%
Q4 20240.70%
Q1 20250.64%
Q2 20250.84%
Q3 20251.06%
Q4 20250.79%
Q1 20261.25%
Q2 20260.93%
Return on assets
0.85%1.07%1.29%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.95%
Q3 20240.85%
Q4 20240.91%
Q1 20251.07%
Q2 20251.09%
Q3 20251.04%
Q4 20251.07%
Q1 20261.23%
Q2 20261.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$7.2B9.55%0.93%1.29%80.5%
Q1 202666$7.2B11.73%1.25%1.23%79.9%
Q4 202563$5.2B9.42%0.79%1.07%74.8%
Q3 202559$5.2B9.12%1.06%1.04%74.4%
Q2 202562$5.2B9.12%0.84%1.09%73.8%
Q1 202563$5.1B8.85%0.64%1.07%71.2%
Q4 202460$5.1B8.55%0.70%0.91%75.0%
Q3 202460$5.2B8.26%0.58%0.85%73.5%
Q2 202462$5.1B8.40%0.40%0.95%75.3%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.55%
24th
Total risk-based capital13.69%
50th
Problem loans0.93%
28th
Net charge-offs0.19%
20th
Return on assets1.29%
53rd
Net interest margin3.50%
36th
Efficiency ratio55.6%
60th
Loans to deposits80.5%
66th
Uninsured deposits34.7%
39th
Loan-loss reserves1.11%
45th
Texas ratio5.1%
37th

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Peoples BankBank Marietta, OH67 out of 100, Moderate$9.5B9.7%0.60%vs
Erebor Bank, N.A.Bank Columbus, OH78 out of 100, Strong$4.7B38.8%0.00%vs
National Cooperative Bank, N.A.Bank Hillsboro, OH46 out of 100, Below average$4.3B11.3%2.67%vs
Civista BankBank Sandusky, OH75 out of 100, Strong$4.3B12.7%0.92%vs
Union Savings BankBank Cincinnati, OH74 out of 100, Strong$4.0B10.5%0.70%vs
The Farmers & Merchants State BankBank Archbold, OH70 out of 100, Strong$3.5B9.4%0.27%vs

Deposit insurance

Is my money safe at The Farmers National Bank of Canfield?

Yes. The Farmers National Bank of Canfield is an FDIC-insured institution (FDIC certificate #6540). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 34.7% of deposits ($2.0B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.55%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.69% (benchmark: 10%).

Check how much of your own balance is covered

83 locations

Branches

The Farmers National Bank of Canfield lists 80 offices in 69 cities across 2 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, The Farmers National Bank of Canfield reported 2,056 home-loan applications under HMDA (LEI 549300YNUT7D0FWKU636): 1,527 originated ($348,665,000 total), 300 denied, and 147 withdrawn or closed by the applicant. Its denial rate on decided applications was 15.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
The Farmers National Bank of Canfield
Former names
The Farmers' National Bank of Canfield
Type
National bank
FDIC certificate #
6540
RSSD ID
680813
Primary regulator
OCC
Holding company
Farmers National Banc Corp
Established
February 17, 1887
Headquarters
20 S Broad St, Canfield, OH 44406
Employees
834

Quick answers

The Farmers National Bank of Canfield: common questions

Is The Farmers National Bank of Canfield FDIC insured?

Yes. The Farmers National Bank of Canfield is an FDIC-insured institution (FDIC certificate #6540). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Farmers National Bank of Canfield's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Farmers National Bank of Canfield ever failed?

There is no failure record for FDIC certificate #6540 in the FDIC failed bank list.

How many branches does The Farmers National Bank of Canfield have?

83 offices as of the latest FDIC data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Canfield

InstitutionScoreAssetsCapitalProblem loansCompare
Minerva Area Federal Credit UnionCredit union Minerva, OH93 out of 100, Very strong$17.9M15.1%0.14%vs
Doy Federal Credit UnionCredit union Youngstown, OH85 out of 100, Very strong$70.8M14.1%0.25%vs
Stark Federal Credit UnionCredit union Canton, OH83 out of 100, Strong$217.7M13.3%0.76%vs
First Choice Federal Credit UnionCredit union New Castle, PA82 out of 100, Strong$94.5M12.6%0.79%vs
Pennstar Federal Credit UnionCredit union Hermitage, PA81 out of 100, Strong$58.7M15.6%1.01%vs
New Castle Bellco Federal Credit UnionCredit union New Castle, PA79 out of 100, Strong$14.9M11.9%0.04%vs