Side-by-side · Q2 2026 data
The Farmers State Bank vs The Hocking Valley Bank
Metric by metric
| Measure | The Farmers State Bank | The Hocking Valley Bank |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 59 | 64 (stronger) |
| Loan quality | 91 (stronger) | 82 |
| Earnings | 73 | 75 (stronger) |
| Funding & liquidity | 68 | 85 (stronger) |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 61st | 68th |
| Total assets | $329.6M | $354.0M |
| Deposits / shares | $289.6M | $312.0M |
| Capital ratio | 10.86% | 11.44% (stronger) |
| Problem loans | 0.28% (stronger) | 0.54% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.34% | 1.37% (stronger) |
| Loans ÷ deposits | 80.1% | 65.6% (stronger) |
| Uninsured deposits | 25.9% | 23.3% (stronger) |
| Offices | 9 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
The Hocking Valley Bank has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank leads on 1 and The Hocking Valley Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.