TellerScore

Side-by-side · Q2 2026 data

The Farmers State Bank of Turton vs The Farmers and Merchants State Bank

Bank

The Farmers State Bank of Turton

Turton, South Dakota · Under $100 million in assets

53of 100
Below average

Bank

The Farmers and Merchants State Bank

Scotland, South Dakota · Under $100 million in assets

83of 100
Strong

Metric by metric

MeasureThe Farmers State Bank of TurtonThe Farmers and Merchants State Bank
TellerScore5383 (stronger)
Capital cushion5969 (stronger)
Loan quality2797 (stronger)
Earnings2970 (stronger)
Funding & liquidity99 (stronger)92
Problem-loan coverage7999 (stronger)
Peer percentile12th73rd
Total assets$41.2M$36.0M
Deposits / shares$34.9M$32.4M
Capital ratio10.93%11.89% (stronger)
Problem loans2.20%0.08% (stronger)
Net charge-offs0.00%-0.02% (stronger)
Return on assets0.23%1.25% (stronger)
Loans ÷ deposits61.4%41.0% (stronger)
Uninsured deposits11.4% (stronger)22.8%
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The Farmers and Merchants State Bank has the higher TellerScore (83 vs 53). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Turton leads on 1 and The Farmers and Merchants State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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