The Farmers State Bank of Turton (FDIC certificate #6084) is based in Turton, South Dakota. Its Q2 2026 call report shows $41.2M in total assets and $34.9M in deposits and 1 office.
Based on its Q2 2026 filing, The Farmers State Bank of Turton scores 53/100, which we describe as below average. That is higher than only 12% of 546 banks with under $100 million in assets. Among 56 banks headquartered in South Dakota, it ranks 52nd. Its strongest component is funding & liquidity (99/100; 61% loans-to-deposits, 11% uninsured), and its lowest is loan quality (27/100; 2.20%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 17 points (70 → 53), mostly because the loan quality component weakened by 60 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 70 |
| Q4 2024 | 71 |
| Q1 2025 | 78 |
| Q2 2025 | 70 |
| Q3 2025 | 65 |
| Q4 2025 | 54 |
| Q1 2026 | 47 |
| Q2 2026 | 53 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.77% |
| Q3 2024 | 10.56% |
| Q4 2024 | 10.59% |
| Q1 2025 | 10.66% |
| Q2 2025 | 10.02% |
| Q3 2025 | 10.72% |
| Q4 2025 | 11.04% |
| Q1 2026 | 10.81% |
| Q2 2026 | 10.93% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.40% |
| Q3 2025 | 1.50% |
| Q4 2025 | 2.73% |
| Q1 2026 | 2.51% |
| Q2 2026 | 2.20% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.28% |
| Q3 2024 | -0.10% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.81% |
| Q2 2025 | 0.54% |
| Q3 2025 | 0.97% |
| Q4 2025 | 0.82% |
| Q1 2026 | -0.14% |
| Q2 2026 | 0.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 53 | $41.2M | 10.93% | 2.20% | 0.23% | 61.4% |
| Q1 2026 | 47 | $40.2M | 10.81% | 2.51% | -0.14% | 54.5% |
| Q4 2025 | 54 | $38.8M | 11.04% | 2.73% | 0.82% | 56.0% |
| Q3 2025 | 65 | $40.3M | 10.72% | 1.50% | 0.97% | 53.9% |
| Q2 2025 | 70 | $41.4M | 10.02% | 0.40% | 0.54% | 52.2% |
| Q1 2025 | 78 | $40.0M | 10.66% | 0.00% | 0.81% | 44.9% |
| Q4 2024 | 71 | $37.9M | 10.59% | 0.00% | 0.07% | 52.0% |
| Q3 2024 | 70 | $38.2M | 10.56% | 0.00% | -0.10% | 51.2% |
| Q2 2024 | 69 | $37.9M | 10.77% | 0.00% | -0.28% | 50.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in South Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Farmers and Merchants State BankBank Scotland, SD | 83 out of 100, Strong | $36.0M | 11.9% | 0.08% | vs |
| Richland State BankBank Bruce, SD | 90 out of 100, Very strong | $49.6M | 12.3% | 0.15% | vs |
| Bryant State BankBank Bryant, SD | 80 out of 100, Strong | $52.9M | 11.6% | 0.40% | vs |
| The First National Bank of FrederickBank Frederick, SD | 78 out of 100, Strong | $28.8M | 12.7% | 0.00% | vs |
| Andes State BankBank Lake Andes, SD | 88 out of 100, Very strong | $28.2M | 13.3% | 0.00% | vs |
| Sunrise Bank DakotaBank Onida, SD | 83 out of 100, Strong | $57.5M | 13.0% | 0.00% | vs |
Deposit insurance
Is my money safe at The Farmers State Bank of Turton?
Yes. The Farmers State Bank of Turton is an FDIC-insured institution (FDIC certificate #6084). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.4% of deposits ($4.0M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.93%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 20.49% (benchmark: 10%).
1 location
Branches
The Farmers State Bank of Turton lists 1 office in 1 city. Most locations:
- Turton, SD (1)
Identity & history
Profile
- Legal name
- The Farmers State Bank of Turton
- Type
- State-chartered bank
- FDIC certificate #
- 6084
- RSSD ID
- 496957
- Primary regulator
- FDIC
- Established
- August 13, 1915
- Headquarters
- 123 E Center St, Turton, SD 57477
- Website
- www.fsbturtonsd.com
- Employees
- 5
Quick answers
The Farmers State Bank of Turton: common questions
Is The Farmers State Bank of Turton FDIC insured?
Yes. The Farmers State Bank of Turton is an FDIC-insured institution (FDIC certificate #6084). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Farmers State Bank of Turton's TellerScore?
53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Farmers State Bank of Turton ever failed?
There is no failure record for FDIC certificate #6084 in the FDIC failed bank list.
How many branches does The Farmers State Bank of Turton have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Turton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Savings BankBank Beresford, SD | 83 out of 100, Strong | $1.6B | 19.3% | 0.90% | vs |
| American Bank & TrustBank Sioux Falls, SD | 72 out of 100, Strong | $2.2B | 11.3% | 0.57% | vs |
| BankNorthBank Arthur, ND | 72 out of 100, Strong | $694.1M | 10.3% | 0.58% | vs |
| Plains Commerce BankBank Sioux Falls, SD | 59 out of 100, Moderate | $1.3B | 10.0% | 1.22% | vs |
| Dacotah BankBank Aberdeen, SD | 55 out of 100, Moderate | $4.9B | 10.1% | 1.52% | vs |