Side-by-side · Q2 2026 data
The Farmers State Bank of Waupaca vs Central Wisconsin Credit Union
Metric by metric
| Measure | The Farmers State Bank of Waupaca | Central Wisconsin Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 80 |
| Capital cushion | 66 (stronger) | 58 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 90 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 86th | 65th |
| Total assets | $279.5M | $56.3M |
| Deposits / shares | $244.1M | $49.8M |
| Capital ratio | 11.57% (stronger) | 10.81% |
| Problem loans | 0.00% (stronger) | 0.73% |
| Net charge-offs | -0.01% | -0.09% (stronger) |
| Return on assets | 1.50% | 2.11% (stronger) |
| Loans ÷ deposits | 70.0% | 63.1% (stronger) |
| Uninsured deposits | 9.4% (stronger) | 10.9% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Farmers State Bank of Waupaca has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Waupaca leads on 4 and Central Wisconsin Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.