Side-by-side · Q2 2026 data
The Farmers State Bank of Waupaca vs Community First Credit Union
Metric by metric
| Measure | The Farmers State Bank of Waupaca | Community First Credit Union |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 66 | 78 (stronger) |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 80 (stronger) | 79 |
| Funding & liquidity | 90 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 86th | 93rd |
| Total assets | $279.5M | $6.8B |
| Deposits / shares | $244.1M | $5.9B |
| Capital ratio | 11.57% | 12.85% (stronger) |
| Problem loans | 0.00% (stronger) | 0.14% |
| Net charge-offs | -0.01% (stronger) | 0.10% |
| Return on assets | 1.50% (stronger) | 1.49% |
| Loans ÷ deposits | 70.0% (stronger) | 86.4% |
| Uninsured deposits | 9.4% (stronger) | 16.1% |
| Offices | 3 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Waupaca leads on 5 and Community First Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Waupaca, WI