Side-by-side · Q2 2026 data
The Farmers State Bank of Waupaca vs The International Bank of Amherst
Metric by metric
| Measure | The Farmers State Bank of Waupaca | The International Bank of Amherst |
|---|---|---|
| TellerScore | 84 | 98 (stronger) |
| Capital cushion | 66 | 94 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 100th |
| Total assets | $279.5M | $103.6M |
| Deposits / shares | $244.1M | $88.9M |
| Capital ratio | 11.57% | 14.42% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.50% | 2.14% (stronger) |
| Loans ÷ deposits | 70.0% | 59.7% (stronger) |
| Uninsured deposits | 9.4% (stronger) | 12.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The International Bank of Amherst has the higher TellerScore (98 vs 84). On the 6 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Waupaca leads on 2 and The International Bank of Amherst on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.