Side-by-side · Q2 2026 data
The Farmers State Bank of Waupaca vs Wolf River Community Bank
Metric by metric
| Measure | The Farmers State Bank of Waupaca | Wolf River Community Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 81 |
| Capital cushion | 66 | 74 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 80 | 94 (stronger) |
| Funding & liquidity | 90 (stronger) | 40 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 80th |
| Total assets | $279.5M | $385.8M |
| Deposits / shares | $244.1M | $297.6M |
| Capital ratio | 11.57% | 12.42% (stronger) |
| Problem loans | 0.00% (stronger) | 0.05% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.50% | 1.85% (stronger) |
| Loans ÷ deposits | 70.0% (stronger) | 105.4% |
| Uninsured deposits | 9.4% (stronger) | 28.3% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.5% |
The Farmers State Bank of Waupaca has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The Farmers State Bank of Waupaca leads on 5 and Wolf River Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.