Side-by-side · Q2 2026 data
The Fidelity Deposit and Discount Bank vs Penn Community Bank
Metric by metric
| Measure | The Fidelity Deposit and Discount Bank | Penn Community Bank |
|---|---|---|
| TellerScore | 68 | 69 (stronger) |
| Capital cushion | 45 | 77 (stronger) |
| Loan quality | 97 (stronger) | 81 |
| Earnings | 65 (stronger) | 43 |
| Funding & liquidity | 49 | 51 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 49th | 53rd |
| Total assets | $3.0B | $3.1B |
| Deposits / shares | $2.6B | $2.5B |
| Capital ratio | 9.50% | 12.68% (stronger) |
| Problem loans | 0.08% (stronger) | 0.56% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.13% (stronger) | 0.58% |
| Loans ÷ deposits | 80.8% (stronger) | 89.5% |
| Uninsured deposits | 42.6% | 32.6% (stronger) |
| Offices | 21 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 13.6% |
Penn Community Bank has the higher TellerScore (69 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The Fidelity Deposit and Discount Bank leads on 4 and Penn Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.