Side-by-side · Q2 2026 data
The First National Bank in Cimarron vs Golden Plains Credit Union
Metric by metric
| Measure | The First National Bank in Cimarron | Golden Plains Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 70 |
| Capital cushion | 46 | 82 (stronger) |
| Loan quality | 92 (stronger) | 65 |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 88 (stronger) | 67 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 77th | 58th |
| Total assets | $143.5M | $1.0B |
| Deposits / shares | $131.3M | $863.6M |
| Capital ratio | 9.60% | 13.21% (stronger) |
| Problem loans | 0.25% (stronger) | 1.06% |
| Net charge-offs | 0.00% (stronger) | 0.85% |
| Return on assets | 2.10% (stronger) | 0.88% |
| Loans ÷ deposits | 53.4% (stronger) | 92.9% |
| Uninsured deposits | 25.6% | 9.8% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.0% |
The First National Bank in Cimarron has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Cimarron leads on 5 and Golden Plains Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.