Side-by-side · Q2 2026 data
The First National Bank in Falfurrias vs Cowboy Country Federal Credit Union
Credit union
Cowboy Country Federal Credit Union
Premont, Texas · Under $100 million in assets
Metric by metric
| Measure | The First National Bank in Falfurrias | Cowboy Country Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 46 |
| Capital cushion | 48 | 98 (stronger) |
| Loan quality | 97 (stronger) | 0 |
| Earnings | 89 (stronger) | 0 |
| Funding & liquidity | 82 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 42 |
| Peer percentile | 63rd | 6th |
| Total assets | $79.4M | $16.8M |
| Deposits / shares | $71.4M | $14.3M |
| Capital ratio | 9.82% | 14.84% (stronger) |
| Problem loans | 0.08% (stronger) | 6.70% |
| Net charge-offs | 0.10% (stronger) | 2.79% |
| Return on assets | 1.73% (stronger) | -4.74% |
| Loans ÷ deposits | 29.7% (stronger) | 76.2% |
| Uninsured deposits | 31.0% | 7.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank in Falfurrias has the higher TellerScore (79 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Falfurrias leads on 5 and Cowboy Country Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.