Side-by-side · Q2 2026 data
The First National Bank in Falfurrias vs Rally Credit Union
Metric by metric
| Measure | The First National Bank in Falfurrias | Rally Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 48 | 90 (stronger) |
| Loan quality | 97 (stronger) | 75 |
| Earnings | 89 (stronger) | 66 |
| Funding & liquidity | 82 (stronger) | 54 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 63rd | 79th |
| Total assets | $79.4M | $4.8B |
| Deposits / shares | $71.4M | $4.0B |
| Capital ratio | 9.82% | 14.02% (stronger) |
| Problem loans | 0.08% (stronger) | 0.75% |
| Net charge-offs | 0.10% (stronger) | 1.01% |
| Return on assets | 1.73% (stronger) | 1.16% |
| Loans ÷ deposits | 29.7% (stronger) | 105.0% |
| Uninsured deposits | 31.0% | 15.7% (stronger) |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 49.8% |
The First National Bank in Falfurrias has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank in Falfurrias leads on 5 and Rally Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.