Side-by-side · Q2 2026 data
The First National Bank of Absecon vs Monroe Savings Bank
Metric by metric
| Measure | The First National Bank of Absecon | Monroe Savings Bank |
|---|---|---|
| TellerScore | 70 | 76 (stronger) |
| Capital cushion | 52 | 90 (stronger) |
| Loan quality | 98 (stronger) | 83 |
| Earnings | 52 (stronger) | 47 |
| Funding & liquidity | 65 (stronger) | 61 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 43rd | 64th |
| Total assets | $195.0M | $114.0M |
| Deposits / shares | $175.8M | $87.2M |
| Capital ratio | 10.21% | 14.02% (stronger) |
| Problem loans | 0.06% (stronger) | 0.52% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 0.81% (stronger) | 0.68% |
| Loans ÷ deposits | 68.9% (stronger) | 98.9% |
| Uninsured deposits | 38.6% | 10.5% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
Monroe Savings Bank has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Absecon leads on 4 and Monroe Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.