Side-by-side · Q2 2026 data
The First National Bank of Allendale vs Community Savings Bank
Metric by metric
| Measure | The First National Bank of Allendale | Community Savings Bank |
|---|---|---|
| TellerScore | 69 | 75 (stronger) |
| Capital cushion | 48 | 85 (stronger) |
| Loan quality | 94 (stronger) | 93 |
| Earnings | 64 (stronger) | 11 |
| Funding & liquidity | 54 | 95 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 40th | 61st |
| Total assets | $421.2M | $410.2M |
| Deposits / shares | $369.1M | $357.0M |
| Capital ratio | 9.80% | 13.50% (stronger) |
| Problem loans | 0.17% (stronger) | 0.20% |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 1.11% (stronger) | -0.22% |
| Loans ÷ deposits | 75.6% | 65.6% (stronger) |
| Uninsured deposits | 42.6% | 5.5% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
Community Savings Bank has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Allendale leads on 2 and Community Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.