Side-by-side · Q2 2026 data
The First National Bank of Allendale vs Liberty Federal Credit Union
Metric by metric
| Measure | The First National Bank of Allendale | Liberty Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 48 | 59 (stronger) |
| Loan quality | 94 (stronger) | 85 |
| Earnings | 64 | 78 (stronger) |
| Funding & liquidity | 54 | 60 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 40th | 70th |
| Total assets | $421.2M | $4.8B |
| Deposits / shares | $369.1M | $3.6B |
| Capital ratio | 9.80% | 10.92% (stronger) |
| Problem loans | 0.17% (stronger) | 0.45% |
| Net charge-offs | 0.05% (stronger) | 0.08% |
| Return on assets | 1.11% | 1.45% (stronger) |
| Loans ÷ deposits | 75.6% (stronger) | 100.3% |
| Uninsured deposits | 42.6% | 13.2% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Liberty Federal Credit Union has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Allendale leads on 3 and Liberty Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.