Side-by-side · Q2 2026 data
The First National Bank of Assumption vs Decatur Policemen Credit Union
Credit union
Decatur Policemen Credit Union
Decatur, Illinois · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Assumption | Decatur Policemen Credit Union |
|---|---|---|
| TellerScore | 70 | 85 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 59 | 85 (stronger) |
| Earnings | 62 | 72 (stronger) |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 40th | 77th |
| Total assets | $25.2M | $5.3M |
| Deposits / shares | $22.7M | $4.5M |
| Capital ratio | 11.14% | 14.99% (stronger) |
| Problem loans | 1.24% | 0.44% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.58% |
| Return on assets | 1.06% | 1.29% (stronger) |
| Loans ÷ deposits | 29.0% (stronger) | 92.2% |
| Uninsured deposits | 12.0% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Decatur Policemen Credit Union has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Assumption leads on 2 and Decatur Policemen Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.