Side-by-side · Q2 2026 data
The First National Bank of Assumption vs Scott State Bank
Metric by metric
| Measure | The First National Bank of Assumption | Scott State Bank |
|---|---|---|
| TellerScore | 70 | 86 (stronger) |
| Capital cushion | 61 | 87 (stronger) |
| Loan quality | 59 | 92 (stronger) |
| Earnings | 62 | 65 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 40th | 90th |
| Total assets | $25.2M | $203.5M |
| Deposits / shares | $22.7M | $178.0M |
| Capital ratio | 11.14% | 13.67% (stronger) |
| Problem loans | 1.24% | 0.24% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.03% |
| Return on assets | 1.06% | 1.12% (stronger) |
| Loans ÷ deposits | 29.0% (stronger) | 65.5% |
| Uninsured deposits | 12.0% (stronger) | 17.9% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.4% |
Scott State Bank has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Assumption leads on 3 and Scott State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.