Side-by-side · Q2 2026 data
The First National Bank of Ballinger vs San Angelo Federal Credit Union
Metric by metric
| Measure | The First National Bank of Ballinger | San Angelo Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 84 (stronger) |
| Capital cushion | 55 | 79 (stronger) |
| Loan quality | 99 (stronger) | 76 |
| Earnings | 82 | 84 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 80th | 75th |
| Total assets | $275.3M | $40.6M |
| Deposits / shares | $244.9M | $35.1M |
| Capital ratio | 10.52% | 12.88% (stronger) |
| Problem loans | 0.03% (stronger) | 0.73% |
| Net charge-offs | 0.02% (stronger) | 0.25% |
| Return on assets | 1.54% | 1.59% (stronger) |
| Loans ÷ deposits | 61.6% | 57.4% (stronger) |
| Uninsured deposits | 25.2% | 0.7% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
San Angelo Federal Credit Union has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Ballinger leads on 2 and San Angelo Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.