Side-by-side · Q2 2026 data
The First National Bank of Ballinger vs Third Coast Bank
Metric by metric
| Measure | The First National Bank of Ballinger | Third Coast Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 71 |
| Capital cushion | 55 | 64 (stronger) |
| Loan quality | 99 (stronger) | 83 |
| Earnings | 82 (stronger) | 75 |
| Funding & liquidity | 87 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 80th | 63rd |
| Total assets | $275.3M | $6.7B |
| Deposits / shares | $244.9M | $5.9B |
| Capital ratio | 10.52% | 11.44% (stronger) |
| Problem loans | 0.03% (stronger) | 0.50% |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.54% (stronger) | 1.37% |
| Loans ÷ deposits | 61.6% (stronger) | 91.9% |
| Uninsured deposits | 25.2% (stronger) | 31.0% |
| Offices | 2 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
The First National Bank of Ballinger has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Ballinger leads on 5 and Third Coast Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ballinger, TX